How to Invest – Getting Started
We make it easy! To get started or learn more about trust deed investing, simply contact us.
We understand that wise investment decisions can only be made when the right information is at your fingertips and we’ll make sure that you have exactly what you need.
Whether you’re interested in individual trust deed investing, fractionalized investing or investing as part of a fund, we are available to ensure your unique goals and needs are fully met.
Investment Disclosure
Once our team gains a firm understanding of your specific objectives, we are able to identify appropriate investment opportunities and communicate them to you directly. We believe it is essential for you, the investor, to have all of the information you need to make an informed investment decision – that’s why we operate with complete transparency.
When an opportunity arises, we provide you with all of the following:
• Loan Details (term, amount, interest rate, LTV, etc.)
• Property Analysis (including renovation scope of work, value ranges, and the summary of the written appraisal or BPO. We also always make the full written appraisal available to our investors).
• Borrower Information (including asset and credit character summary)
• Funding and Servicing Agreements
• Investment Disclosure Document
From Commitment to Closing We Are With You
When you decide to fund a Trust Deed opportunity, we manage all of the underwriting and loan closing processes. We obtain title insurance and hazard insurance on the property, verify all contractor scope of work for any renovations, and coordinate the closing with the title company. When the loan closes, we ensure that all documents are property executed and recorded to protect your investment.
Servicing and Project Management
During the term of a trust deed investment, we service the payments under the loan as well as any escrow disbursements for renovations, insurance and taxes. All disbursements for renovations require the production of receipts/invoices and a physical inspection of the property to verify completion of work. We also enforce strict procedures to obtain lien waivers for all disbursements so that the title to the property remains free from mechanics’ liens.
We service the underlying loan until payoff. At that time, we execute and coordinate all paperwork to release the lien and we distribute your principal and earnings back to you.